Car accident victim have only 14 days from the date of a car accident to start medical treatment in order to activate up to $10,000 in personal injury protection (PIP) benefits. Without any treatment (e.g. an urgent care visit, a visit to your primary care physician, a visit with a chiropractor) this important source of payment of medical bills is forfeited forever.
PIP benefits are the primary payment source when you are injured in a car accident, before even health insurance. This is why when you present to a hospital or urgent care reporting that you were in a car accident, the facility will ask for your car insurance and your health insurance.
Once PIP is exhausted, a client’s health insurance is the secondary payment source. However, when you are injured in an accident, your health insurer (private, Medicare or Medicaid) is entitled to reimbursement through of subrogation. Warman Law and attorney Jay Warman have a wealth of experience guiding clients through the complicated postaccident medical bills quagmire.
